Total amount owed? HEART ATTACK. $150k. For REAL.
Filling out the federal loan consolidation paperwork is incredibly difficult. The feds have a database of what loans you currently have outstanding, but you have to enter each of your loans into the consolidation app separately, and they want things like the lender, guaranty agency, account number, and all that jazz. Hello? YOU ARE THE ONE THAT LOANED ME THE MONEY. Shouldn't YOU have this info? Damned if I know the amount, lender, guarantor, and account # for each loan. It's taken me over an hour to just give up on this whole thing. I'll have to figure it out another time.
Apparently, one can consolidate loans either 1. while still a student or 2. right before your grace period ends. If you consolidate in the middle of your grace period, you have to start repayment within 60 days, which could actually shorten your grace period. So don't do it.
I give up. Time to watch more MTV Cribs.
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7 comments:
CRIBS!
"Allison's" spam angers me.
I've been whining and complaining over my (initially) 68K in student loans from pharmacy school. I've been out 6 years. I spoke with my ex-husband last night as he just finished law school as well. He owes over 100K as well. I consolidated with a company at the end of the grace period.
Allison, you suck. Not only do you not have a life because obviously you look for posts where you can copy and paste your well-prepared speech, but at least have your own blog that we can look at when we click your stupid name.
I'd delete your ass.
OMG, thankgod for Australia, where our loans (HECS) are around one fifth of what you pay. We don't start paying them back till we start earning over 38k a year and then its only 1% of what we owe. No more than 8% is payed back till you earn 80k.
Michelle:
America is not about fairness... It is about exploitation of the one who can be exploited.
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